As a solution orientated company in the Merchant Services field, we think it is important to provide you with the most up to date information available. As you are our valued customer, we are committed to ensuring that this is relevant to you, your industry and your interests. These pages are prepared in good faith and the information has been taken from trade and other sources believed to be reliable. Complete Merchant Services. (Complete Merchant Services) does not represent expressly or by implication the accuracy, truthfulness or reliability of any information provided on or by means of this web site. It is a condition of use that users accept that Complete Merchant Services has no liability for any errors, inaccuracies or omissions. The information is not intended to constitute legal or professional advice. You should consult an appropriate professional for advice which is specifically tailored to your particular circumstances. The specific expertise but not limited to of Complete Merchant Services is in quality training and consulting in ecommerce development, ecommerce process improvement, ecommerce information systems management, and ecommerce training, and “Shopping cart” solutions for new and existing business. PRIVACY: Your email address is treated as confidential and never disclosed without your explicit permission. OPT-OUT: The phone and fax numbers and email addresses at Complete Merchant Services provided on this web site are provided solely for one-to-one communications to Complete Merchant Services. We forbid any harvesting of email addresses from this site, or the inclusion of any Complete Merchant Services address in any mail list without our explicit permission. SPAM: Unsolicited bulk email will be reported to Spam Cop. Also copyright in information contained on this website is owned by Complete Merchant Services. You may use this information and reproduce it in hard copy for your own personal reference use only. The information may not otherwise be reproduced, distributed or transmitted to any other person or incorporated in any way into another document or other material without the prior written permission of Complete Merchant Services. Some merchantservicescomplete.com pages may provide links to other websites for the convenience of users. Complete Merchant Services is not responsible for the availability or content of these external sites, nor does Complete Merchant Services endorse, warrant, or guarantee the products, services, or information described or offered at these other websites. Users cannot assume that the external sites will abide by the same Policy that we do. The information contained in this website is of a general nature and is provided for information purposes only and should not be relied upon as a complete definitive statement in relation to any specific issue. Access to and use of this website is at the users sole risk. Personal data passed through the Internet may not be protected or secure outside Complete Merchant Services website. Complete Merchant Services, its directors, employees, servants and agents, affiliates or other representatives and their respective parent and subsidiary companies (hereinafter referred to as "Complete Merchant Services") is unable to guarantee the security of data outside its own computer systems, should you wish to use this mode of communication. Complete Merchant Services makes no representation, warranty or undertaking (express or implied) with respect to, and does not accept any responsibility for, (and hereby disclaims liability for), the accuracy or completeness of the information contained in this website. Complete Merchant Services does not accept responsibility for updating information contained in this website and therefore it should not be assumed that the information contained herein is necessarily accurate, complete or up-to-date at any given time. The information contained herein may also be subject to interference from third parties. Users should independently verify all statements contained in the website. As content on the website is copyrighted, any unauthorized use of any materials on the website may violate copyright, trademark and other laws. Should a user download the materials on the website for personal or non-commercial use, the user must retain all copyright, trademark or other similar notices contained in the original materials on or any copies of the material. Materials on this website may not be modified, reproduced or publicly displayed, performed or distributed or used for any public or commercial purposes. Complete Merchant Services is not responsible for any loss or damage occasioned by any user of this website, direct or indirect, financial or otherwise, arising as a result of access to or reliance on the information contained in this website or any statement or claim set out herein. The information contained in this website does not constitute an offer of, or an invitation by or on behalf of Complete Merchant Services or any other party, to provide any service outlined or referred to in this website, either directly or indirectly. Third-party links are provided as a convenience to our users. Complete Merchant Services does not control and is not responsible for any of these sites or their content. Complete Merchant Services is obligated to protect its reputation and trademarks and Complete Merchant Services reserves the right to request removal of any link to our website. Explicit permission is required to use the Complete Merchant Services/ merchantservicescomplete.com logo. To request this written approval, contact the Webmaster or use the "Contact Us" feature. The following activities are explicitly prohibited by Complete Merchant Services and may present trademark and copyright infringement issues: Links that involve unauthorized use of Complete Merchant Services logo. Framing, inline links or metatags. Hyperlinks or a form of link that disguises the URL and bypass the homepage. Access to and use of information contained in this website may be prohibited in certain jurisdictions and information contained in this website should not be used in any jurisdiction where such prohibitions apply. Complete Merchant Services is NOT responsible for any MERCHANT ACCOUNT PROVIDERS RATES OR FEES THAT MAY BE CHARGED IN ANYWAY OTHER THAN WHAT IS ON THE CONTRACT THAT WE SET OUR MERCHANTS UP FOR. IN DEALING WITH US YOU AGREE TO THAT! NO EXCEPTIONS! Nothing contained herein should be construed as an authorization to use the information contained herein in jurisdictions where such prohibitions apply. Access to and use of this website and the information contained in the website is governed by and construed in accordance with the laws of the United States of America. The Courts of the United States of America have exclusive jurisdiction in relation to the resolution of disputes or claims arising out of the use of and the information contained in the website. The contents of this website are Copyright © Complete Merchant Services 2004 All rights reserved. The Materials are protected by US and International Copyright Laws, and may not be reproduced, sold, published, hosted on another Web site, or otherwise distributed by any means without the prior explicit written permission of the copyright owner.