Here is a program that we have helped new business owners get funding of up to 500k.
There are two programs available for funding.
Both you can get pre qualified for by filling out the form here.
If you want more details please check out the PDF file here or just go ahead and Apply by hitting the big button below.
1. Introduction to Business Funding
Starting a new business often requires more than just a great idea and passion—it demands capital. Securing adequate funding is one of the biggest challenges that startups and new businesses face. Whether you need capital to purchase inventory, hire staff, or market your products, financial resources are essential to growth.
Many businesses struggle with where to begin when it comes to funding. Traditional bank loans may seem like the first step, but they often come with strict criteria that disqualify many startups, especially those without a strong credit history. That’s why Merchant Services Complete offers tailored funding solutions to help businesses access the capital they need, without the hurdles of traditional financing.
2. Types of Funding Available
There are several ways businesses can obtain funding, each with its unique benefits and drawbacks. Below are the main types of funding available to new businesses:
2.1. Traditional Loans
This is one of the most common forms of business financing, typically provided by banks. Traditional loans require a strong credit score, a proven business history, and collateral. Banks often expect to see a solid business plan and consistent cash flow. While these loans tend to offer lower interest rates, they can take weeks or even months to process, and many new businesses are rejected due to strict lending standards.
2.2. Merchant Cash Advances
A merchant cash advance (MCA) is a popular alternative to traditional loans. With an MCA, you receive a lump sum upfront in exchange for a percentage of your future credit card sales. This type of funding is ideal for businesses with fluctuating revenue, as payments adjust based on sales volume. The approval process is usually faster than traditional loans, and credit requirements are more lenient.
2.3. Business Credit Lines
A business credit line works similarly to a personal credit card. Once approved, you can draw funds as needed and pay interest only on the amount you borrow. This flexible funding option is great for covering short-term expenses like inventory or equipment purchases. Unlike loans, you can continuously access funds as you pay off the balance.
2.4. Venture Capital
Venture capitalists (VCs) provide funding in exchange for equity in your company. This type of funding is usually sought by businesses with high growth potential. While VCs offer significant capital, they also expect substantial returns and may demand some control over business decisions.
3. Merchant Services Complete Funding Programs
At Merchant Services Complete, we understand the unique challenges faced by new businesses. That’s why we offer two specific funding programs to help business owners access up to $500K in capital, regardless of their credit score or business age.
3.1. Program 1: Merchant Cash Advance
Our Merchant Cash Advance option is designed for businesses with steady credit card sales. This program allows businesses to receive funds upfront and repay through a small percentage of future sales. It’s an ideal solution for businesses that need capital quickly and don’t want to deal with fixed monthly payments.
- Flexible Repayment Terms: Payments fluctuate based on your sales.
- Fast Approval: Get approved in as little as 48 hours.
- No Collateral Needed: Access funding without putting your assets at risk.
3.2. Program 2: Business Credit Line
For more flexibility, our Business Credit Line allows business owners to borrow only what they need, when they need it. This revolving credit option ensures that you always have access to funds for unexpected expenses or growth opportunities.
- Revolving Credit: Access your funds at any time.
- Pay Interest Only on What You Borrow: Maximize your savings by borrowing only what you need.
- Simple Application Process: Pre-qualify with minimal paperwork.
4. Application Process
The application process at Merchant Services Complete is designed to be fast and simple, allowing business owners to focus on running their business while we handle the paperwork. Here’s a step-by-step breakdown of how to apply:
Step 1: Pre-Qualification
To pre-qualify, simply fill out our short online form with basic details about your business. You won’t need to provide a ton of documentation at this stage, making it quick and easy to find out how much funding you could receive.
Step 2: Submit Financial Documents
After pre-qualification, we’ll ask for financial documentation such as bank statements, sales reports, or tax returns. Don’t worry if you don’t have perfect credit—our programs are designed with flexibility in mind, and we look at various factors to determine eligibility.
Step 3: Approval
Our approval process is fast, and in most cases, businesses receive a decision within 48 hours. Once approved, funds can be deposited into your account in as little as 24 hours.
Step 4: Receive Your Funds
Once approved, you’ll receive the funds directly in your business account. Whether you choose a merchant cash advance or a credit line, you’ll have access to the capital you need to grow your business.
5. Benefits of Our Funding Solutions
Choosing the right funding solution can make all the difference in your business’s success. Here’s why so many business owners trust Merchant Services Complete for their financing needs:
5.1. Flexible Credit Requirements
We believe that businesses deserve access to capital, regardless of their credit history. Unlike traditional banks, we don’t let credit scores stand in the way of funding. Our programs focus on your business’s revenue potential, making it easier for you to get approved.
5.2. Fast Access to Funds
Timing is everything in business. That’s why we’ve streamlined our process to ensure that you can access the funds you need as quickly as possible. Most businesses receive approval in 48 hours and can access their funds within a few days.
5.3. Customized Solutions
No two businesses are the same. That’s why we offer personalized funding solutions tailored to your unique needs. Whether you’re a startup or an established business looking to expand, we have a program that fits.
5.4. No Collateral Needed
Unlike traditional loans that require you to put up your assets as collateral, our funding programs don’t require any personal or business collateral. This means you can access the funds you need without risking your valuable assets.
6. Customer Success Stories
Nothing speaks louder than success. Below are some real-life examples of businesses that have used our funding programs to achieve their goals.
6.1. Case Study: Retail Startup
A new retail store needed $150,000 to purchase inventory and build a digital marketing campaign. After struggling to secure a traditional bank loan due to a lack of credit history, the owner turned to Merchant Services Complete. Within 48 hours, they were approved for a merchant cash advance and received the funds within a week. Thanks to this funding, the business was able to launch successfully and has since expanded to multiple locations.
6.2. Case Study: Restaurant Expansion
A family-owned restaurant wanted to expand by opening a second location. The owners needed $250,000 to renovate the space and hire staff but were denied a bank loan due to a low credit score. Merchant Services Complete approved them for a business credit line, which provided the flexibility to access funds as needed. The second location is now thriving, and the business continues to grow.
